If you are a small or medium business owner and you are struggling with a disputed or rejected insurance claim you will find information tailored just for you within our SME section.
What is commercial insurance? Commercial insurance means it is not a personal or individual consumer matter. We also cater to the not for profit, charities, public bodies and any other entity in the form of an incorporated company. Fire, flood, water damage, burglary and subsidence are some of the more common events that happen to a commercial entity. Injuries to employees, loss and damage to the public or your customers
When the global pandemic Covid-19 occurred, many businesses were forced to close which had a devastating impact on the business, their employees, stakeholders and investors. This was a very traumatic time so dealing with a business interruption claim on top of this, is when an experienced third-party offering support and guidance can eliminate that extra burden
This is also known as data protection insurance, simply put it is insurance to ensure your business is protected against cyber-crime. Events like fraud, data theft where criminals attempt to fool you into parting with money, information or both. The HSE and Marks and Spencer are 2 large organisations who were hacked by criminals. It is important to check your insurance policy covers the demands and needs of data breaches where sensitive information has accidentally been shared.
Commercial insurance issues and business interruption is challenging enough, so when an insurance company causes you to fight with it to get your insurance claim settled, this can cause further worry.